🧰 Connected Toolkit
⏱ Hourly Rate 💸 Platform Fees 🏛️ Tax Estimator 🎯 Goal Planner 📊 Budget Planner
USA Freelance Calculator Toolkit

One premium toolkit for freelance rates, fees, tax, goals, and budgeting.

Use each tool separately or move through one connected workflow. Start with the hourly calculator below, or jump directly into the exact tool you need.

Start with Hourly Rate See All 5 Tools
⚡ Instant live calculation 🧠 Connected toolkit handoff 💾 Saved in your browser 🖼️ PNG / PDF exports 🇺🇸 Built for US freelancers
5 Tools • One Workflow

Open any tool directly, or stay in the guided sequence.

Above the fold, the homepage now stays tighter and more hub-like. The first full tool still starts below, but direct links stay visible immediately.

Hourly Rate Primary start point for the connected toolkit Platform Fees Client pays vs what you keep before tax Tax Estimator Federal + self-employment estimate Income Goal Translate targets into required gross planning Budget Planner Final sink for reserve, runway, and report export
Start Point
Hourly First
Current toolkit logic still begins from the hourly calculator.
Handoff
Browser Saved
Latest shared amount replaces old toolkit data automatically.
Usage Style
Standalone + Flow
Jump directly into any tool without losing the full connected path.
Hourly → Fees → Tax → Goal → Budget Standalone direct links included No account required
Connected Flow
How the toolkit works together
Each step can hand off the right amount to the next tool. Latest shared data replaces old data, so the flow stays clean without forcing a manual reset.
1

Hourly Rate

Start with your rate, schedule, and billable assumptions to create a realistic earnings base.

2

Platform Fees

See the difference between what the client pays and what you actually keep before tax.

3

Tax Estimator

Estimate federal and self-employment tax using the gross or pre-tax amount from the previous step.

4

Income Goal

Map imported gross context into goal planning without creating double-tax confusion.

5

Budget Planner

Finish with a structured budget, reserve target, runway snapshot, and final export layer.

Why This Feels Premium
Clear trust signals without bloating the experience
The toolkit stays light on GitHub Pages, keeps state in the browser, and gives direct exports without forcing signups or cluttering the flow.

Instant by default

Calculations update live as you type, so the site feels like a real product instead of a basic static form.

Saved locally

Tool state and toolkit handoff live in your browser, which keeps repeat usage fast and friction-free.

Exports included

PDF, image, and summary actions stay available inside the tools for shareable planning output.

Standalone or connected

Each tool can work on its own, but the toolkit flow is there when you want one guided sequence.

Toolkit Start Point
Open the first full tool below

From this point onward, the page shifts from toolkit hub into the full Hourly Rate Calculator. The toolkit landing stays above; the detailed first tool starts here.

Open Hourly Calculator Back to Toolkit Links
Hourly Rate → Earnings
Income Goal → Hourly Rate
Quick setup
Low-effort input flow
Preset chips lead the main interaction, manual values stay visible.
1) Work Profile
Auto-fills hours/day and days/week.
Full-Time (8h · 5d) preset
Part-Time (4h · 3d)
Mid (6h · 4d)
2) Quick Rate
Fastest start for calculation.
$25
$50 selected
$75
$100
$150
$200
3) Main Inputs
Visible values show what the presets set — override anytime.
Hourly Rate
Selected base rate
Hours / Day
From work profile
Days / Week
From work profile
Weeks / Year
Vacation excluded
Current setup $50/hr 48 weeks 70% billable Tax off
4) Work Capacity
Changes annual working span only.
48 weeks 4w off
50 weeks
52 weeks
5) Billable %
Affects realistic earning capacity. Most freelancers: 60–75%.
60%
70% recommended
80%
90%
100%
Custom Billable %
0–100%
Guideline
60–75%
Common freelancer range
✓
Show After-Tax Estimate
Net take-home cards appear instantly.
Disabled
6) Tax Setup
Choose smart or manual tax planning. This only changes after-tax take-home results.
Smart recommended
25%
30%
35%
Custom
Recommended tax estimate
—
Add a working setup to estimate tax.
Filing Status
State Layer
Custom Tax %
0–99%
Mode
Manual Override
Uses your selected % directly
Smart mode uses 2026 federal + self-employment tax rules. Manual modes keep the after-tax view simple.
Advanced settings
Extra control
▾

Monthly Calculation

Only affects monthly display.
Average (Yearly ÷ 12)
Realistic (Weekly × 4.33)
Average: Monthly = Yearly ÷ 12

Expenses

Removed after tax to show final actual income.
Monthly Expenses
Software, rent, insurance
Quick Fills
1% · 3% · 5%
Preset-based estimate
Clear

Billable Percentage Control

Main realism control for earnings.
70%
80%
90%
100%
Guideline
60–75%
Common freelancer range

Auto Save

Your calculator now saves automatically on this device.
Status
Always On
Refresh-safe by default. Reset clears the saved calculator state and stores a fresh default setup.