Calculate what to charge from your hourly rate, working schedule, weeks off, and realistic billable time. Use forward mode to estimate earnings or reverse mode to work backward from an income target.
Start with the time you can realistically sell to clients rather than treating every working hour as billable. The calculator above combines your hourly rate, hours per day, days per week, weeks per year, and billable percentage to estimate earning capacity. Reverse mode uses the same work-capacity inputs to estimate the rate needed for a chosen income target.
For the forward calculation, billable hours per year equal hours per day × days per week × weeks per year × billable percentage. Estimated yearly gross equals hourly rate × billable hours per year. When Average Monthly is selected, the monthly estimate is yearly gross ÷ 12.
Billable time is paid client work. Non-billable time can include proposals, admin, invoicing, learning, marketing, and other work that does not directly produce client revenue. Using a billable percentage keeps the rate calculation tied to the hours you realistically expect to sell.
Weeks per year lets you account for unpaid time off or other weeks you do not expect to bill. Expenses and tax estimates are separate planning layers, so a gross hourly rate is not automatically the same as take-home pay. Use the dedicated tax tool for a fuller tax estimate instead of treating one percentage as universal.
Example assumptions: $50.01 per hour, 8 hours per day, 5 days per week, 48 working weeks per year, 70% billable time, and Average Monthly view.
This example illustrates the calculator’s gross-income method. Taxes, platform fees, expenses, and actual client demand can change take-home results.
If only part of your working time can be charged to clients, the sellable hours available to produce your target income are lower. Reverse mode reflects that by spreading the target across the billable hours you entered.
Use Weeks per Year to model the number of weeks you realistically expect to work and bill. A lower working-week count reduces annual earning capacity at the same hourly rate.
Not necessarily. Gross client revenue can still be reduced by platform or payment fees, business expenses, and taxes. The connected tools let you model those stages separately.
Yes. Switch to Income Goal → Hourly Rate to work backward from a weekly, monthly, or yearly target using your selected schedule and billable-time assumptions.